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"I have always found Divya to be one of the most intuitive and sensitive risk managers I've worked with - she has a pragmatic and commercial approach, and uses a creative and problem-solving mindset to manage the most challenging situation, with a level head. Divya is an excellent communicator, and uses these skills to bring all stakeholders to the right outcome. She is a highly talented banker, with a diverse array of experiences across corporate and investment banking, trade finance, risk management and work-out. Divya is passionate about diversity and inclusion in the workplace, which I value as highly as her talents as a banker." 

George Clayton, Managing Director, Head of Corporate Credit, UK and Europe, Citi

"Divya has joined the Flow48 team as an Investment Committee Member and Senior Risk Advisor. Her in depth knowledge of distressed credits is super helpful on the Investment Committee, as she asks the questions that help us avoid problem credits in our lending portfolios. As part of her role, she also provides support and mentorship to our Head of Credit, which has meant that our HoC has been able to grow into her role faster than would have been otherwise possible."


Idriss Al-Rifai, CEO of Flow48

"I was working with a Swiss-based technology company as it was scaling and looking for additional funding. Partnering with Risk Strategy Consulting allowed us to show the company a range of options beyond the options of a traditional bank loan or venture funding. RSC worked with the company to understand its various short and long term assets and contracts, and we were able to present a range of alternative funding options."

Naim Taleb-Dumortier, Director at Nyson Ltd

"Divya brought discipline, organisation, a cool head, and a strong commercial balance when I worked with her on a turnaround situation. She is efficient, articulate, and always operates with integrity. Because she builds a risk culture that is commercial and growth focused, she is able to bring people with her, and she is a uniquely effective risk leader as a result. Divya is able to quickly assess a situation, identify risks, and come up with potential solutions. It has been a pleasure working with her, and I would recommend her as a colleague, advisor, or consultant."

Sean Hanafin, CEO of SilverBirch Finance (a TDR portfolio company)

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