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Board Advisory / Investment Committee / NED

We provide advisory services to fintech companies going through various stages of their journey, from start-up to scale-up to turnaround. We make sure that the commercial imperative remains forefront, to support sustainable growth and build resilient companies. 


Advisory is primarily in the risk space, with a focus on credit risk, but also considers the best governance and culture to support sustainable safe growth. We focus on what really matters, rejecting overly bureaucratic approaches, and think about alternative complimentary solutions that suit the purpose, size, and scale of the company we are working with.

Divya is also available to join Investment Committees as an external member, and is willing to take on selected Non-Executive Director roles. 

"Divya has joined the Flow48 team as an Investment Committee Member and Senior Risk Advisor and Investment Committee Member. Her in depth knowledge of distressed credits is super helpful on the Investment Committee, as she asks the questions that help us avoid problem credits in our lending portfolios. As part of her role, she also provides support and mentorship to our Head of Credit, which has meant that our HoC has been able to grow into her role faster than would have been otherwise possible."

Idriss Al-Rifai, CEO of Flow48

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